Calculators & Tools

Free calculators and exercises to help you visualize your financial journey, set goals, and make informed decisions.

Investment Growth Calculator

See how compound growth and fees impact your long-term wealth. Compare your current fund against low-cost index alternatives.

Compound growth projection
MER fee comparison
Index fund baseline

Open Calculator

Debt Payoff Calculator

Compare snowball vs avalanche strategies to find the fastest and cheapest path to becoming debt-free.

Multiple debt tracking
Snowball vs Avalanche
Interest savings

Open Calculator

Rental Property Calculator

Analyze the cash flow and returns of investment properties with Canadian mortgage calculations.

Multi-unit support
Cash-on-cash return
Amortization schedule

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Rocks & Pebbles

A guided goal setting exercise built on the big rocks idea: name what matters most and put it in the jar first.

Guided goal setting
3D physics jar
Saves your goals

Start the Exercise

JARS Budget

The classic 6-jar money system with a live visual of every dollar flowing to its purpose as you adjust the split.

6-jar money system
Editable allocations
Live money flow

Open the Jars

Disclaimer: These calculators provide estimates based on the information you enter. Actual results will vary. These tools are for educational purposes only and should not be considered financial advice.